Terms & Conditions

Last Updated: May 28, 2026

These Terms and Conditions ("Terms") govern your use of the Ancho 1 LLC website and services. By accessing or using our website, you agree to be bound by these Terms.

Use of Website

You may use our website for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Use the website in any way that could damage or impair its functionality

Loan Applications

Submission of a loan application does not guarantee approval. All applications are subject to our underwriting criteria and approval process. We reserve the right to decline any application at our sole discretion.

By submitting an application, you represent that all information provided is accurate and complete. Providing false or misleading information may result in application denial and potential legal consequences.

SMS Terms & Conditions

If you opt in to receive text messages from Ancho 1 LLC, the following terms apply:

Program Description: By opting in, you agree to receive recurring marketing and promotional SMS/MMS messages from Ancho 1 LLC about our financial products and services. Messages may include offers, updates, and other promotional content sent using an automated telephone dialing system (ATDS).

Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Consult your carrier for details.

Opt-Out Instructions: To stop receiving text messages, reply STOP to any message from us. You will receive a confirmation message. After opting out, you will no longer receive SMS messages from Ancho 1 LLC unless you re-subscribe.

Help: For help or more information, reply HELP to any message or contact us at susann@ancho1.com.

Consent Not Required: Consent is NOT a condition of purchase or receiving our services. You may apply for funding and use our services without opting in to text messages.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Privacy: Your mobile number and opt-in information are governed by our Privacy Policy.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Ancho 1 LLC or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites. Access and use of third-party websites are at your own risk.

Disclaimers

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free of viruses or harmful components
• Information provided is accurate or complete

Limitation of Liability

To the fullest extent permitted by law, Ancho 1 LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Ancho 1 LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from your use of our website or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Brooklyn, New York.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms, please contact us at:

Ancho 1 LLC
1179 E 12th St, Brooklyn, NY 11230
Email: susann@ancho1.com